论文部分内容阅读
商业银行是经营货币的金融中介组织,自有资本占比低这一特点决定了商业银行本身具有较强的内在风险性。随着银行业务的不断发展和市场竞争的加剧,银行业风险也呈现出复杂多变的特征。本文从国际银行风险的教训和控制银行风险的经验,针对商业银行风险管理的现状,从法律角度提出预防和控制商业银行风险的对策,以期探索到一条降低商业银行风险,提升商业银行的风险管理能力使我国银行业得到稳步、健康发展的途径。
Commercial banks are financial intermediaries that operate in currencies. The low proportion of self-owned capital determines that commercial banks themselves have strong inherent risks. With the continuous development of banking business and the intensified market competition, banking risks also show complex and ever-changing characteristics. This article from the international banking risk lessons and the experience of controlling bank risk for commercial bank risk management status quo from the legal point of view to prevent and control commercial bank risk countermeasures in order to explore a to reduce commercial bank risk and improve commercial bank risk management The ability to make China’s banking sector steady and healthy development of ways.