二十多年来,我国经济体制改革取得了质的飞跃,但制约经济持续深入发展的投融资体制却明显落后于经济发展的需要,而且对民间投资起到了一定的负面影响。本文从分析现行投融资体制的缺陷入手,指出制约民间投资发展的“瓶颈”,提出投融资体制改革的思路与对策。 In the past two decades, the economic reform in our country has made a qualitative leap. However, the investment and financing system that restricts the continuous deepening of the economy lags far behind the needs of economic development and has a certain negative impact on private investment. This article starts with the analysis of the defects of the current investment and financing system, points out the “bottleneck” that restricts the development of private investment, and puts forward the ideas and countermeasures for the reform of investment and financing system.