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目前的养老金体系必须得以改善,才能在全球人口老龄化趋势的环境中提供充足的福利。为了在未来获得成功,养老金体系必须发挥其关键性作用——确保老龄人口在退休后享有足够的经济来源——即便在社会正在全力应对人口老龄化带来的社会和经济影响的时候。美世设计开发了一套全球养老金体系,能够成功地处理经济、政治和社会情况不同的国家的需要。此外,计划发起者可能需要使用我们的设计来评估和重新设计自己的养老金计划。美世希望此设计将引发并形成全球性的讨论,包括国企在内的雇主、政府、退休问题专家、学者和其他感兴趣的人士能够就此共同应对未来养老金福利的严峻挑战。
The current pension system must be improved in order to provide adequate benefits in the context of the global aging population. In order to be successful in the future, the pension system must play its crucial role - ensuring that older people have sufficient financial resources after retirement - even as society is fully responding to the social and economic impact of an aging population. Mercer designed and engineered a global pension system that successfully addresses the needs of countries with different economic, political and social conditions. In addition, plan sponsors may need to use our designs to evaluate and redesign their own pension plans. Mercer hopes the design will spark and form a global discussion where employers, governments, pension professionals, academics and other interested parties, including state-owned enterprises, can jointly address the harshness of future pension benefits.