当前,增长动能不足、经济治理滞后、发展失衡,是全球经济面临的突出矛盾。要解决这些矛盾,发展中小企业是一个重要手段。从全球范围来看,中小企业不仅为经济持续增长贡献了源源不断的动力,还为经济平衡发展奠定了坚实的基础。但在现实中,中小企业“融资难”仍是一个世界性难题,很多中小企业在发展过程中面临技术、资金、市场、人才等诸多挑战。 At present, the lack of growth momentum, the lag in economic governance and the unbalanced development are prominent contradictions facing the global economy. To solve these conflicts, the development of SMEs is an important means. Globally, small and medium-sized enterprises have not only contributed to a steady stream of economic growth, but also laid a solid foundation for a balanced economic development. However, in reality, SME “financing difficulty ” is still a worldwide problem. Many SMEs are faced with many challenges such as technology, capital, market and talent in the development process.