《中华人民共和国保险法》(以下简称《保险法》)的颁布实施,为保险界在市场经济条件下经营保险业务提供了法律依据.深入学习研究这部法律感到:该法集国际同行业法规及惯例之精髓,且具条理清晰、内容详细具体之特色,有很强的实用性和可操作性,是我国继《海商法》之后,与国际法规接轨最为接近的一部法规.在此,笔者着重就《保险法》对财产保险理赔工作的规范作用进行探讨.我国社会主义市场经济体制初步确立后,作为经营主体的企业已被推向市场.企业对其经营行为要自负盈亏,自担风险,这就促使企业必 The promulgation and implementation of the “Insurance Law of the People’s Republic of China” (hereinafter referred to as the “Insurance Law”) provides the legal basis for the insurance industry to run insurance business under market economy conditions. The essence, and has a clear and structured, detailed and specific features, strong practicality and maneuverability, is China’s “Maritime Law”, with the most in line with international laws and regulations of a law. On the “Insurance Law” to explore the normative role of property insurance claims work.China’s socialist market economic system initially established, as the main business of the enterprise has been brought to the market.Enterprises conduct their business to be responsible for their own profits and losses, at their own risk, which Promote the business will be