社会主义经济是市场经济这一新观念的确立,为我国保险理论研究提供了一个全新的视野,相应地对保险经营机制提出了新要求,盈利机制因此在保险经营机制中赢得了极其重要的地位。 长期以来,我们一直以“经济补偿”作为保险的重要甚至是唯一的职能,竭力回避盈利问 The establishment of a new concept of the market economy as a socialist economy has provided a brand new perspective for the study of insurance theory in our country and accordingly put forward new requirements on the insurance management mechanism. As a result, the profit mechanism has won an extremely important position in the insurance management mechanism . For a long time, we have been using “economic compensation” as the important or even the only function of insurance, trying hard to evade profitability