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由于中小企业在规模上与大型企业还有着较大差距,在发展上总是遇到这样或那样的问题,这其中融资问题便是让中小企业最头疼的问题之一,如何让中小企业能够更好的进行融资工作,进一步推动我国经济的发展,是近年来国内学术界一直在研究的问题,但并没有取得我们想要的结果。互联网金融的产生,为中小企业的融资工作带来了很大的帮助,为解决中小企业的融资问题创造了可能性。本文通过对基于互联网金融模式的中小企业融资问题进行研究,对互联网金融模式进行了详细的描述,并对互联网金融模式下的中小企业融资的优势与劣势进行了探讨、分析,希望能够帮助解决困扰中小企业已久的融资问题。
As small and medium-sized enterprises still have a big gap with large enterprises in scale, they always encounter one or more problems in their development. Among them, the issue of financing is one of the most troublesome issues for SMEs. How can SMEs be able to make more Good financing work and further promotion of the economic development in our country are the problems that the domestic academic circles have been studying in recent years, but they have not achieved the result we want. The emergence of Internet finance has brought great help to the financing of SMEs and created the possibility of solving the financing problem of SMEs. Based on the study of the financing problem of SMEs based on the Internet financial model, this paper describes the Internet financial model in detail and discusses the advantages and disadvantages of SME financing under the Internet financial model. It is hoped that this will help solve the problems SMEs have long been a financing problem.