伴随着商品经济的发展,非金融机构的网络支付服务领域出现了各种欺诈现象。由于目前我国现行立法规制不足,鉴于一般性反欺诈条款抽象出欺诈行为的本质特征,应将其引入到非金融机构的网络支付服务领域,更好地保护消费者权利,促进经济的发展。 Along with the development of commodity economy, various frauds have appeared in the field of online payment services of non-financial institutions. Due to the current lack of legislative regulation in our country, we should introduce it into the field of online payment services of non-financial institutions in view of the abstract characteristics of fraud in the general anti-fraud provisions so as to better protect consumer rights and promote economic development.