近年来,依托中征应收账款融资服务平台,人民银行汉中市中心支行积极推进应收账款融资业务,取得积极成效。截至6月末,全市小微企业应收账款融资余额达到10亿元,但与应收账款总量及各项贷款相比,占比分别仅为2.1%和1.3%,应收账款利用率仍然极低。主要问题金融机构参与小微企业间应收账款融资的积极性不高。一是准入条件较高。要求小微企业必须符合授信条件,且有 In recent years, relying on the service platform for lending receivables and lending services, the PBC Central Branch of Hanzhong actively promoted the receivables financing business and achieved positive results. As of the end of June, the city’s micro-enterprise receivables financing balance reached 1 billion yuan, but with the total accounts receivable and loans compared to only 2.1% and 1.3% respectively, accounts receivable utilization Rate is still very low. The main problem Financial institutions involved in small and micro enterprises, the enthusiasm of accounts receivable financing is not high. First, higher access conditions. Require small and micro businesses must meet credit conditions, and there