提起校园贷、网贷大家并不陌生,随着新媒体、互联网+的出现,大学生消费观发生改变,出现了提前消费的现象,由于个人经济的不同,于是一部分同学采取贷款提前消费。但随之产生的负面影响也让人触目惊心。贷款导致大学生走向极端的案例接连发生,这些问题的背后就是不当“校园贷、网贷”造成的恶果。其实,大学生校园贷、网贷的危害离我们并不遥远,它就在我们身边。 With the advent of new media and Internet +, there has been a change in the concept of consumption among college students, resulting in the phenomenon of pre-consumption. Due to the difference in personal economy, some of the students took pre-lending on loans. But the resulting negative impact is also shocking. Loans lead to the extreme case of college students happen one after another, behind these problems is improper “campus loans, net loans ” the consequences. In fact, the campus students loans, net credit harm is not far away from us, it is on our side.