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1937-1949年中共华北抗日根据地、解放区的民间借贷政策先后经历了三个阶段:新债旧债一律减息;旧债继续减息,新债利率自由;废除封建旧债,新债利率继续自由。中共革命策略的实施减轻乃至废除了长期压在农民身上的债务负担,同时也由于惯行力量的约束,造成了农民的借贷困难。1942年中共采取新债利率自由议定的温和措施,借贷政策由此具有了革命、妥协与调和的多面性。但革命的一面总是处于压倒之势,农民借不到债的现象一直存在。这体现了革命策略与承继传统的内在矛盾和困难选择。
From 1937 to 1949, the CPC Central Committee’s North China Anti-Japanese Base Area, the liberated areas of private lending policy has gone through three stages: the new debt all the interest rate cuts; old debt continue to cut interest rates, the new debt interest rate freedom; abolition of old feudal debt, the new bond interest rates continue to freedom . The implementation of the CCP’s revolutionary strategy reduced or even abolished the long-term debt burden on peasants, and at the same time, it also caused peasants’ difficulties in borrowing due to the restriction of the forces of habit. In 1942, the CPC adopted a moderate approach freely negotiated on the interest rate of new debts. Borrowing policy thus has the versatility of revolution, compromise and reconciliation. However, the revolutionary side is always overwhelmed and peasants have been unable to borrow for ever. This reflects the inherent contradictions and difficult choices between the revolutionary strategy and inheriting the tradition.