融资难、融资贵等仍然是当前制约小微企业发展较为突出的问题,应探索市场化的方式拓宽小微企业融资渠道近年来,以民营经济为主体的小微企业快速发展壮大,成为经济发展中最具活力和创新力的生力军,而资金短缺问题一直困扰着小微企业发展。虽然各地相继采取了一系列措施,但是,融资难、融资贵 Financing difficulties and financing are still the more prominent problems restricting the development of small and micro enterprises. We should explore ways of marketization to broaden the financing channels for small and micro enterprises. In recent years, small and micro enterprises, mainly composed of the private economy, have rapidly developed and become economically developed In the most dynamic and innovative force, and the shortage of funds has been plagued by the development of small and micro enterprises. Although a series of measures have been taken all over the country, it is difficult to finance and expensive to finance