尽管银行对基金行业的发展作出过重要贡献,但是银行现在的做法将会阻碍基金行业的发展。今年基金市场的最大特色,是“新政年”。“新政年”的主要表现,就是市场创新很多。创新之多已然到了一个让人眼花缭乱的地步,即便是资深、专业的基金研究人士,都有目不暇接、难以招架的感觉。曾经有人问我:广大投资者要如何看待这些创新?什么样的创新才能够算是成功的创新?我的回答是:投资者要根据自身实际去看待创新。如果实在看不懂,可以放弃,因为绝大多数创新只是在给市场锦上添花,给广大投资者增加 Although banks have made important contributions to the development of the fund industry, the current practice of banks will hinder the development of the fund industry. The biggest feature of the fund market this year is the “New Deal Year.” “New Year” is the main performance of a lot of market innovation. Many innovations have come to a dazzling point, even the senior, professional fund researchers, are dizzying, it is difficult to parry feeling. Someone once asked me: How should investors treat these innovations? What kind of innovations can be considered as successful innovations? My answer is: Investors should look at innovation according to their own reality. If you really can not understand, you can give up, because most innovations just to the market icing on the cake, to increase the number of investors