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本文通过调查、实地考察和调查等研究方式,以及结合实习过程中对中小企业的了解,对中小企业在国民经济中的地位和现状,以及中小企业在融资中存在障碍因素进行了分析和数据统计。从宏观因素、中观因素、微观因素三方面进行剖析,最后认为中小企业融资的改善,应该要有政府政策扶持、企业本身需要继续改善以及担保体质的巩固和加强,来改善和增强中小企业融资能力,突破中小企业融资瓶颈。
Based on the research methods such as investigation, field investigation and investigation, as well as the understanding of SMEs in the process of internship, this paper analyzes and statistic the status and current situation of SMEs in the national economy and the obstacles in the financing of SMEs . From the macro-factors, meso-factors, micro-factors analysis of the three aspects, and finally believe that the improvement of SME financing, there should be government policy support, the business itself needs to continue to improve and consolidate and strengthen the security body to improve and enhance the financing of SMEs Ability to break through the financing bottleneck of SMEs.