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目前随着老龄化进程在我国的逐渐加快,养老保险体系的完善也变得日益迫切。但现在我国的养老保险制度还明显存在覆盖面不全、政府定位模糊、基金运管不完善等问题。因此,需要对问题进行全方位的分析,并通过统筹城乡养老保险、转变政府管理理念和有效运管养老保险基金,最终保证我国养老保险制度实现自身的良性发展。
At present, with the gradual acceleration of the aging process in our country, the perfection of the pension insurance system has become increasingly urgent. But now our country’s pension insurance system also obviously has problems such as incomplete coverage, ambiguous government position and imperfect fund management. Therefore, it is necessary to conduct a comprehensive analysis of the problems and eventually ensure that the pension system of our country will realize its own benign development through the overall planning of urban-rural pension insurance, the transformation of government management concepts and the effective management of pension insurance funds.