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项目背景:互联网金融的快速发展以及大数据的兴起已经把中国传统金融行业的变革与创新推到了时代的风口浪尖,金融信用信息以及个人征信数据的开放也成为行业的热议话题。如今,在中国政府的推动下,开放金融征信数据,引进第三方征信管理以及数据服务已经成为中国金融行业发展的必然趋势,这也意味着中国个人征信数据市场化的时代即将来临。
Project Background: The rapid development of Internet finance and the rise of big data have pushed the revolution and innovation of China’s traditional financial industry to the cusp of the times. The opening up of financial credit information and personal credit information has also become a hot topic in the industry. Nowadays, with the promotion of the Chinese government, the opening up of credit reference data and the introduction of third-party credit management and data services have become the inevitable trend of the development of China’s financial industry. This also means that the era of marketization of personal credit information in China is approaching.