市场经济是建立在信用基础上的经济 ,信用不仅是市场运行的核心 ,也是市场效率的保证。我国的市场经济发育尚不成熟 ,信用体系还不够健全 ,面对加入 WTO的新形势 ,为全面建设小康社会 ,重视培植企业信用观念 ,防范失信损失是市场经济健康发展的重要保证。 Market economy is based on the credit economy, credit is not only the core of the market, but also the guarantee of market efficiency. In order to build a well-to-do society in an all-round way and attach importance to fostering corporate credit concepts and prevent loss of credibility, the important guarantee for the healthy development of the market economy is that our country’s market economy is still underdeveloped and the credit system is not sound enough.