随着社会经济的高速发展,ATM自动柜员机已经随处可见,它们在金融领域中的应用范围还越来越广。由于ATM机的公开性、方便性和环境特殊性,导致客户、银行、社会之间难以建立起有效的防范机制,针对银行自助设备和自助银行的犯罪活动不断增加,银行与客户之间的纠纷也是大大提高。尤其是近年激 With the rapid social and economic development, ATM ATMs have been everywhere, and their applications in the financial field are still more and more widely used. Due to the openness, convenience and environmental particularity of ATM machines, it is difficult to establish an effective guard mechanism between customers, banks and society. The criminal activities against bank self-service equipment and self-service banks are increasing. Disputes between banks and customers It is also greatly improved. Especially in recent years