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财务管理是每个企业管理者都十分敏感的话题,随着金融企业的发展,尤其是外资银行的融入,国内金融行业面临了更大的压力。对于全资的自负盈亏、以收抵支的商业银行来说,压力与动力同在,做为企业管理的重要组成部分——财务管理在商业银行的作用也成为核心话题。进入21世纪,商业银行在经营理念与模式上都受到各界的压力,抓住时机,转压力为动力,提高竞争能力是商业银行开拓与发展的基石,而财务管理在商业银行经营活动中起着无可替代的作用,所以本文对商业银行财务管理这一核心话题进行了浅析,在肯定其作用的同时,也承认了目前商业银行财务管理存在的不足,并提出合理化建议。
Financial management is a topic that every business manager is very sensitive to. With the development of financial enterprises, especially the integration of foreign banks, the domestic financial industry is under greater pressure. For wholly-owned self-financing, commercial banks that pay off the balance of payments, with the same pressure and motivation, as an important part of business management - the role of financial management in commercial banks has also become the core topic. In the 21st century, commercial banks are under pressure from all walks of life in their business philosophy and mode. Grasping the opportunity, turning pressure into motivation and enhancing their competitiveness are the cornerstones of the development and development of commercial banks. Financial management plays an important role in the business activities of commercial banks. Irreplaceable role, so this paper analyzes the core topic of commercial bank financial management, while affirming its role, but also acknowledged the lack of financial management of commercial banks, and put forward rational proposals.