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一、农村国债市场潜力巨大湖南是个农业大省。2005年,乡村人口数4241万,占全省人口总数的63%,农业产值1255亿元,占GDP19%,高于全国平均水平。2006年6月末,全省储蓄存款4650.9亿元,较上年新增16%,其中定期存款2916亿元,占储蓄存款总额的62%;县乡居民储蓄存款占全省储蓄存款总额的57%,其中定期储蓄存款占全省定期存款总额的55%。近两年以11%的速度稳步增长,2006年6月末,已达到2005年的全年增长水平,隆回、邵东、华容和平江四县(市)城镇银行存款90%为个人居民储蓄存款,定期储蓄存款占比高达60%。县乡居民储蓄存款增
First, the tremendous potential of the rural debt market Hunan is a big agricultural province. In 2005, the rural population was 42.41 million, accounting for 63% of the total population in the province. The agricultural output value reached 125.5 billion yuan, accounting for 19% of GDP, higher than the national average. At the end of June 2006, savings deposits in the province reached 465.09 billion yuan, up 16% over the previous year, of which 291.6 billion yuan was scheduled deposits, accounting for 62% of the total. The savings deposits of county and townsites accounted for 57% of the total savings deposits in the province, , Of which regular savings deposits account for 55% of the total fixed deposits in the province. In the recent two years, it has been steadily increasing at a rate of 11%. At the end of June 2006, it has reached the annual growth rate of 2005. 90% of the deposits in urban banks in Longhui, Shaodong, Huarong and Pingjiang counties (cities) are personal savings deposits, Regular savings accounts for up to 60%. County residents increase savings deposits