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近年来,互联网保险发展迅速,已成为保险业中的重要力量。相较于传统的保险,互联网保险有自己的发展特点和商业模式。本文首先从规模、监管政策等角度总结了互联网保险发展的现状,其次对具有代表性的互联网保险公司的产品和商业模式进行分析,从而揭示互联网保险发展的特点和趋势,对互联网保险行业的健康发展给予有益的启示。
In recent years, the rapid development of Internet insurance has become an important force in the insurance industry. Compared to the traditional insurance, Internet insurance has its own development characteristics and business model. This article summarizes the current situation of Internet insurance development from the perspectives of scale, regulatory policies and so on. Secondly, it analyzes the products and business models of representative Internet insurance companies to reveal the characteristics and trends of the development of Internet insurance, and analyzes the health of the Internet insurance industry Development to give useful inspiration.