“保得越多,赔得越多”并不适合保障型保险,保险的首要功能是保障,希望在保险中获利这种心态不可取。投保已经成为今天人们规避风险、减少损失的重要手段。然而,当不幸的事情发生,一些人“幸运”地依靠多份保险获得了多倍的赔偿,而一些人则投了多份保险,只得到一份赔偿。这是为何? “Paul more, more lose ” is not suitable for the protection of insurance, the primary function of insurance is to protect, hoping to profit in the insurance this attitude is not desirable. Insurance has become an important means of people to avoid risks and reduce losses today. However, when unfortunate things happen, some people “get lucky” get multiple repayments on multiple insurances, while others give multiple insurances and get only one compensation. Why is this?