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该文从中小企业的重要性入手,充分证明了解决中小企业融资难的必要性。而后,从中小企业自身和我国当前经济环境等方面详细分析了中小企业融资难的原因。逐一分析、提出适合我国的特殊经济环境,从政府政策支持、推出适合中小企业的金融工具、降低信用风险等方面提出了改善中小企业融资难状况的建议,特别提出“人才的作用至关重要”的理念,改善中小企业投资者少的现状,就要从中小企业投资人才培养开始。
The article starts with the importance of small and medium-sized enterprises, and fully proves the necessity of solving the financing difficulties of small and medium-sized enterprises. Then, from the SMEs themselves and China’s current economic environment and other aspects of a detailed analysis of the reasons for the difficulty of financing for SMEs. Analyzed one by one, proposed a special economic environment suitable for our country, put forward suggestions on how to improve the financing difficulty of SMEs from the government policy support, the introduction of financial instruments suitable for SMEs, and the reduction of credit risk. In particular, it pointed out that “the role of talent is crucial ”Concept, to improve the status quo of small and medium-sized investors less, we must start from the training of small and medium-sized talent investment.