互联网金融在给人们生活带来便利的同时,也因其隐蔽性、虚拟性、复杂性和跨区域性的特征,成为犯罪分子实施洗钱行为的便捷通道。本文分析互联网新形势下金融反洗钱机制建立的背景和意义,探讨如何建立和完善互联网金融洗钱防范机制。 As Internet banking brings convenience to people’s lives, it also becomes a convenient channel for criminals to implement money-laundering because of its characteristics of concealment, fictitiousness, complexity and trans-regionalism. This article analyzes the background and significance of the establishment of the financial anti-money laundering mechanism under the new situation of the Internet and discusses how to establish and improve the Internet financial money laundering prevention mechanism.