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随着社会经济的发展,中小企业在我国国民经济中的作用和地位越来越突出。中小企业的迅速发展壮大,已成为推动国民经济持续、健康发展的重要生力军和最具有活力的“经济增长点”。但是,资金短缺、融资困难、融资渠道单一等融资难问题也成为阻碍中小企业发展的主要障碍,并且到目前为止问题仍未得到根本解决,因此探索中小企业融资难的根源并找到解决问题的对策具有十分重要的现实意义。笔者在对中小企业目前融资现状分析的基础上,结合企业实际,有针对性地提出了解决中小企业融资困难的一些可行性方法。
With the social and economic development, the role and status of SMEs in our national economy have become more and more prominent. The rapid development and growth of small and medium-sized enterprises have become an important new force and the most dynamic “economic growth point” for promoting the sustained and healthy development of the national economy. However, financing difficulties such as shortage of funds, financing difficulties and single financing channels have also become the major obstacle to the development of SMEs, and so far the problems have not yet been fundamentally solved. Therefore, it is necessary to explore the causes of SME financing difficulties and find solutions to the problems Has very important practical significance. Based on the analysis of the current financing situation of SMEs, the author put forward some feasible methods to solve the financing difficulties of SMEs based on the actual conditions of the enterprises.