当前随着我国经济体制的改革各项经济制度日益完善,毋庸置疑各地的中小企业已经成为当地经济发展最活跃的部分,但是我们需要清醒地认识到,融资困难依然是当前阻碍中小企业发展的主要问题。如何有效解决这一棘手的社会问题并与之建立良好的合作关系,是摆在银行等金融机构面前的又一难题。现阶段的形势来看,企业、银行和政府三方合作,逐步落实并完善对中小企业的融资支持,逐步提高企业自身的信用度,建立健全中小企业信用担保制度,才能真正把问题解决,使中小企业继续发展壮大,为国民经济做出更大的贡献。 At present, with the reform of the economic system in our country, various economic systems are being perfected. There is no doubt that SMEs in various places have become the most active part of the local economy. However, we need to be clearly aware that the financing difficulties are still the major obstacle to the development of SMEs at present problem. How to effectively solve this thorny social problem and establish a good cooperative relationship with it is yet another problem for financial institutions such as banks. At this stage of the situation, enterprises, banks and the government tripartite cooperation, and gradually implement and improve the financing support for SMEs, and gradually improve their own credit, establish and improve the credit guarantee system for SMEs in order to truly solve the problem, so that small and medium enterprises Continue to grow and develop, make greater contribution to the national economy.