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我国新型农村社会养老保险试点的基本原则是“保基本、广覆盖、有弹性、可持续”。“保基本”在很大程度上可以用替代率这个指标进行量化,根据试点地区的实际做法,在不同缴费标准、缴费年限、投资收益等不同变量组合下可以分析出替代率的变动情况,提出确定合理缴费档次及标准、改变基金投资渠道、落实并加大地方政府补贴力度等措施,真正实现该制度的“有弹性、可持续”发展。
The basic principle of piloting new-type rural social endowment insurance in our country is “guarantee basic, extensive coverage, flexible and sustainable”. To a large extent, this index can be used to quantify the replacement rate. According to the actual practice in the pilot areas, changes in the substitution rate can be analyzed under different combinations of variables, such as different payment standards, payment years and investment returns , Put forward measures such as determining the grade and standard of reasonable payment, changing fund investment channels, implementing and strengthening the subsidies of local governments and so on, so as to truly realize the “flexible and sustainable” development of the system.