入世对我国而言蕴含着机会与挑战,也意味我国相关法律重构。我国外资银行监管法群重构应注意两个问题:一是遵循WTO中相关规则对现行外资银行监管法进行矫正,从而克服法律滞后性与不协调性;其二是对新法律制度进行新思考,如存款保证制度、重组措施及信息标准等,防止监管法律真空出现。 The accession to WTO implies opportunities and challenges for our country and also implies reconstruction of relevant laws in our country. Two problems should be paid attention to in the reconstruction of supervision group of foreign-funded banks in our country: First, we should correct the current supervision laws of foreign-funded banks in compliance with the relevant rules in the WTO so as to overcome the lag and incoherence of laws; second, make a new thinking on the new legal system , Such as the deposit guarantee system, restructuring measures and information standards, to prevent the vacuum of regulatory law.