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小额贷款公司是中小型企业融资补充的重要的非银行金融机构,它为中小微型企业和个体私营经济提供了非常良好的资金支持,自2005年开始,小额贷款公司就已经开始了试点运行,并在较短的时间内获得了初步的成就,作为社会上刚刚出现的信贷公司,小额贷款公司增强了民间融资的途径,并且为社会的资金活力注入了全新的力量,但是在实际的社会发展过程中,小额贷款公司在实际的控制与管理中所面临的风险又是广泛存在的,本文针对小额贷款公司的风险实际特点,进行了探讨研究,并提出了相应的解决策略。
Microfinance companies, an important non-bank financial institution supplemented by SME financing, provide very good financial support to small and medium-sized micro-enterprises and the private-owned economy. Since 2005, micro-loan companies have started pilot operations , And achieved initial success in a relatively short period of time. As the newly emerging credit company in the society, the microcredit companies have enhanced the private financing channels and injected new strength into the social capital vitality. However, in the actual In the process of social development, the risks faced by the microfinance companies in the actual control and management are widespread. This paper studies the actual characteristics of the microcredit companies and puts forward the corresponding solutions.