近一段时间,各种媒体对我国长期存在的中小企业融资难问题报道很多,矛头直指人行的货币政策,认为货币收紧是造成中小企业融资难的直接原因。但资料显示,今年第一季度我国社会融资总额为4.19万亿元,高于去年同期3万亿元的总额,硬性把中小企业融资难都归咎于人行 Recently, various media have reported a lot about the long-existing problem of SMEs financing in our country. They are pointing at the monetary policy of the People’s Bank. They think that the tightening of the currency is the direct cause that makes the financing of SMEs difficult. However, according to statistics, the total social financing in China in the first quarter of this year was 4.19 trillion yuan, higher than the total of 3 trillion yuan in the same period of last year. Hardly attributing financing difficulties to SMEs to the PBOC