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今年谈得最多的一个问题是针对房地产市场的宏观调控和土地政策。这次调控可能是历史上最短的一次,影响不大,波及的范围不广,但对于挤掉房地产市场的泡沫,促进房地产业的健康发展,其作用却不可估量。政策要求开发商申请贷款的自有资金率达到35％,各大银行基本不新增贷款,国家对一级土地的发放收缩,新颁的最低拆迁补偿标准,土地实行拍卖的透明化操作,凡此种种,归根到底都是提升房地产开发的门槛,对实力雄厚的地产集团并无较大的影响,但对于资金实力不很雄厚的中小开发商来说,其意义不言而喻。
One of the most talked about issues this year is the macro-control and land policies aimed at the real estate market. This regulation may be the shortest in history, with little impact and not too much scope. However, it is inestimable to squeeze out the real estate market bubble and promote the healthy development of the real estate industry. Policy requires developers to apply for loans of its own funds rate reached 35%, the major banks did not increase loans, the state of a contraction of the release of land, the minimum compensation standards for the newly issued, the implementation of land auction transparency operation, where All these kinds of things are, in the final analysis, the threshold to enhance real estate development, and do not have a great impact on the powerful real estate groups. However, for small and medium-sized developers whose financial strength is not strong, its significance is self-evident.