市场经济实质就是信用经济,然而信用绝不是靠“保证金”来维系的。要靠社会信用建设尤其是企业信用体系建设来取代保证金。目前,在工程建设行业内,应业主要求或政府规定缴纳的保证金的种类繁多,而在这众多类型的保证金中,质量保证金、投标保证金、履约保证金以及农民工工资保证金是建筑行业保证金的最主要组成部分。其中前三种为国际通行标准的保证金,并在法律法规上有明 The essence of a market economy is the credit economy, but credit is by no means guaranteed by “margin ”. To rely on social credit construction, especially corporate credit system to replace the deposit. Currently, in the construction industry, a large variety of deposits are required at the request of the owner or the government. Among the various types of deposits, the quality margin, bid bond, performance bond and wage guarantee for migrant workers are the most important deposits in the construction industry component. One of the first three kinds of international standards for the security deposit, and in the laws and regulations