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我国财产保险公司在经营管理中普遍存在业务结构发展不平衡、风险管理观念比较落后、管理机制不健全等问题,这就迫切需要建立科学的财务预警系统以逐步完善财产保险公司现有统计分析方法与评价制度的缺陷,并促进其经营管理水平的提高。本文在分析财产保险公司所面临风险的特点及风险产生原因的基础上,具体探讨了如何构建科学、健全的财务预警系统。
China’s property insurance companies in business management ubiquitous business development imbalance in the concept of risk management is relatively backward, the management mechanism is not perfect and so on, which urgently needs to establish a scientific financial early warning system to gradually improve the existing statistical analysis of property insurance companies And evaluation system defects, and promote the improvement of their management level. Based on the analysis of the characteristics of risk faced by property insurance companies and the causes of the risks, this paper discusses how to construct a scientific and sound financial warning system.