信用保险是对应收账款的保障,权利人通过信用保险向保险人转移债务人的应收账款风险,实现规避信用风险、拓展融资渠道、强化资金链管理、开拓市场保证的目的。我国的上市公司、中央企业以及中小型快速发展公司是最应当投保应收账款保险的企业,可为其持续经营保驾护航。 Credit insurance is the guarantee of accounts receivable, and the obligee transfers the risk of the debtor’s accounts receivable to the insurer through credit insurance, so as to avoid the credit risk, expand the financing channels, strengthen the capital chain management and open up the market guarantee. China’s listed companies, central enterprises and small and medium-sized rapid development company is the most insurance companies should insure accounts receivable, for its continued operation escort.