随着互联网时代的到来以及社会经济的转型与国家政策的改革,使得互联网消费金融迎来了发展的打好时机,当然,作为一种新型的消费方式也难免会出现一系列的问题,如何规避网络风险、完善互联网金融消费制度以及构建多元化的服务创新体制都是目前亟待解决的问题,下文就简要的介绍互联网消费金融的创新发展背景以及一些研究成果。 With the advent of the Internet era and the social and economic transformation and the reform of national policies, Internet consumer finance ushered in the development of a good opportunity, of course, as a new type of consumption will inevitably be a series of problems, how to avoid Internet risk, improve the system of Internet financial spending and building a diversified service innovation system are currently problems to be solved, the following brief introduction of Internet consumer finance innovation and development background and some research results.