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知识产权互联网质押融资方式在有效解决知识产权产业化融资难题、促进创新创业的同时,也因质押资产的知识产权化及融资方式的互联网化而存在诸多有别于传统银行融资方式的风险。通过构建多元化的风险分散机制、提高知识产权质押资产变现及时性、探索知识产权互联网质押融资保险制度、设置投资者实体性准入条件及融资平台教育投资者的制度、以投资者判断力为导向的信息披露制度及规范融资平台融资业务流程的制度、第三方参与及各主体间的监督制约制度,完善全社会征信体系的制度、能够有效规制知识产权互联网质押融资风险。
Intellectual property Internet pledge financing mode effectively solves the intellectual property industrialization financing problem and promotes innovation and entrepreneurship. At the same time, there are many risks different from traditional bank financing methods because of intellectual property pledge assets and Internet financing methods. By constructing a diversified risk diversification mechanism to improve the timeliness of realization of IP pledged assets, exploring the intellectual property IP pledge financing insurance system, setting substantive conditions for investors and financing platform to educate investors, the investor’s judgment is Oriented information disclosure system and standardize financing platform business processes, third-party participation and supervision and control system among all parties, improve the system of credit collection system in the whole society, and effectively regulate the financing risk of IP pledging.