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经历了从待业到下岗再到失业的制度转型和认识变迁,失业保险制度已经成为中国城镇居民防范失业风险、保障失业人员基本生活的主要形式。经过测算笔者认为,目前中国失业保险实行的费率标准、资金来源比较合理,现有制度安排可以保证失业保险基金的承受能力、实现基金的收支平衡。但其前提是要进一步加强管理,加大扩大覆盖面与提高基金收缴率力度,当务之急是要积极采取措施保证下岗向失业并轨顺利进行。
Undergoing institutional transitions and changes in understanding from unemployed to laid-off workers to unemployment, the unemployment insurance system has become the main form of urban residents in China who are at risk of unemployment and the basic livelihood of the unemployed. After calculation I believe that the current rate of unemployment insurance in China to implement the standards, sources of funding more reasonable, the existing institutional arrangements can guarantee the affordability of the unemployment insurance fund, the balance of payments to achieve the Fund. However, the precondition is to further strengthen management, increase coverage and increase the fund collection rate. The immediate priority is to take active measures to ensure that the laid-off workers go smoothly to the jobless for unemployment.