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为促进和指导银行改善对小企业的融资服务,落实《国务院关于鼓励支持和引导个体私营等非公有制经济发展的若干意见》的精神,解决小企业“融资难、贷款难、结算难”的问题,银监会2005年7月28日发布《银行开展小企业贷款业务指导意见》(以下简称《指导意见》),从小企业贷款政策、
In order to promote and guide the banks to improve the financing services for small enterprises and implement the “State Council’s Opinions on Encouraging, Supporting and Guiding the Development of Non-public Owned and Private Enterprises and Other Non-public Ownership Economy”, we should solve the problem of “financing difficulty, loan difficulty and settlement difficulty” of small enterprises , The CBRC promulgated the Guiding Opinions on Banks’ Lending Business for Small Enterprises (hereinafter referred to as Guiding Opinions) on July 28, 2005, the policy on loans for small-sized enterprises,