对于养老保险的看法,不同年龄段百姓的考虑有一定的规律可循。30岁以下的人群因为距离老年尚远,虽然对商业保险有所认识,但付诸于行动的较少:30～40岁的人群对养老问题心存焦虑,但由于现实收入与福利水平的不同,购买行为也各有不同;40岁以上的人群因为已接近或者进入养老阶段,所以多以自身储蓄或投资来解决已经临近的养老问题。处于转型期的中国百姓对养老的认识还很有限,犹如雾里看花。 The concept of pension insurance, people of different ages have some rules to consider. People under the age of 30 are far away from old age. Although commercial insurance is known, less is put into action: 30 to 40-year-olds are anxious about the issue of old-age pension, but due to the difference in actual income and welfare level , Buying behavior is also different; people over the age of 40 because they are close to or enter the pension phase, so many of their own savings or investment to solve the problem of the pension has been approaching. Chinese people in transition are still limited in their understanding of old-age pension, just like misty flowers.