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作为我国商业银行体系中“第三梯队”的城市商业银行在成立之初由于不良资产严重等一系列历史遗留问题而被限定在单一城市,随着金融业的迅猛发展和城市商业银行经营能力的提升,突破单一城市的束缚成为城市商业银行面对激烈竞争的迫切需要。本文运用了管理学中的SWOT方法,对城市商业银行跨区域发展问题进行了分析,并提出一些建议。
As the third tier of commercial banks in China, commercial banks of commercial banks were limited to a single city due to a series of historical issues such as serious non-performing assets. With the rapid development of financial industry and the operation of urban commercial banks, The improvement of abilities and the breakthrough of the single city have become the urgent needs of city commercial banks in the face of fierce competition. This article uses the SWOT method in management to analyze the cross-regional development of urban commercial banks and puts forward some suggestions.