当下最热的金融名词不是互联网支付,也不是移动支付,而是一个名为“互联网金融”的全新产业。它是传统金融行业与互联网相结合的全新领域。互联网“开放、平等、协作、分享”的精神向传统金融业态渗透,将对人类金融模式产生根本影响。并且,只有具备互联网精神的金融业态才能够称为互联网金融。 Today’s hottest financial term is not Internet payments, nor is it a mobile payment, but a new industry called “Internet Finance ”. It is a new area where the traditional financial industry is integrated with the Internet. The penetration of the Internet’s “open, equal, cooperative and sharing” spirit into the traditional financial format will have a fundamental impact on the human financial model. And only Internet-enabled financial formats can be called Internet finance.