对30岁左右的普通工薪阶层年轻夫妻来说,年轻且收人固定,但他们赡养双亲、子女教育、退休养老、休闲旅游、购房购车等各项负担却很繁重,有的支出还会随着生活质量的提高而追加,如果再是一个“月光族”或是“卡奴族”的话,就更难保证今后的生活。因此,年轻夫妻工薪族要及早规划子女教育金与退休养老金,保证自己的生活质量。 For the average working-class young couple around the age of 30, they are young and receive a fixed income. However, their burdens on parents, children’s education, retirement and retirement, leisure travel, purchase of a car and so on are very heavy. Quality of life and the addition of additional, if it is a “moonlight” or “card slave”, it is even more difficult to guarantee the future life. Therefore, the young couple wage earners should plan their children’s education gold and retirement pensions as early as possible to ensure their own quality of life.