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一、现行法律框架下金融控股公司的形成与界定我国“分业经营、分业监管”模式的形成,是从1993年《中共中央关于建立社会主义市场经济体制若干问题的决定》开始,至1998年颁布《证券法》得到最终确立的。我国《证券法》规定:“证券业和银行业、信托业、保险业分业经营、分业管理。证券公司与银行、信托、保险业务机构分别设立”。同时,我国《商业银行法》和《保险法》也分别规定:“商业银行在中华人民共和国境内不得
I. Formation and Definition of Financial Holding Companies under the Current Legal Framework The formation of the “separate business and separated regulatory” model in our country started from the Decision of the Central Committee of the Communist Party of China on Several Issues Concerning the Establishment of a Socialist Market Economic Structure in 1993 and went to 1998 Year promulgated the “Securities Law” has finally been established. China’s “Securities Law” stipulates: “The securities industry and banking, trust industry, insurance industry, separate management, securities companies and banks, trusts, insurance business institutions were established.” At the same time, China’s “Commercial Bank Law” and “Insurance Law” also stipulate: "Commercial banks in the People’s Republic of China may not