丽江市地处欠发达边远山区,第二产业主要以小型企业为主,而中小企业融资难问题始终难以得到有效解决,最主要原因是融资渠道过于单一,其中被国内外市场视作“朝阳行业”的融资租赁行业在辖内开展几乎为零,优势远未显现。本文从丽江市开展融资租赁业务的现状入手,分析融资租赁较传统租赁方式的优势,并提出推广融资租赁业务等相关政策建议。一、融资租赁与传统融资方式比较分析(一)融资租赁进入门槛较低相对银行贷款、发行股票和债券等融资方式而言,融资租赁门 Lijiang City, located in less developed remote mountainous areas, the secondary industry is mainly dominated by small businesses, and SMEs financing difficult problem has been difficult to be effectively resolved, the main reason is the financing channels are too single, which is regarded as Industry "financial leasing industry in the jurisdiction of almost zero, the advantage is far from apparent. This article starts from the current situation of financial leasing business in Lijiang City, analyzes the advantages of the financial leasing over the traditional leasing methods, and puts forward some policy recommendations to promote the financial leasing business. First, a comparative analysis of financial leasing and traditional financing (A) lower threshold for access to financial leasing Relative to bank loans, issuance of stocks and bonds and other financing means, the financial leasing