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住房抵押贷款证券化(MBS)是近30多年国际金融领域最重大的创新之一,它是指把缺乏流动性但具有未来现金流的住房抵押贷款汇集在一起,并通过结构性重组,将其转变为可以在金融市场上出售和流动的证券,据此融通资金的过程。住房抵押贷款证券化于20世纪70年代初期首先产生于美国,成
MBS is one of the most significant innovations in international finance in the past 30 years. It refers to the combination of a home-loan with a lack of liquidity but with a future cash flow. Through structural restructuring, Into financial securities that can be sold and traded in the financial markets, the process of financing. Housing mortgage loan securitization was first produced in the United States in the early 1970s