支付,自商品经济诞生以来就是人类社会中普遍存在的一种社会行为,支付行为的具体形式在漫长的人类文明史中也经历着不断的发展变化。从最初的以物易物,到以金银等贵金属条块或金属货币为媒介再到纸币的使用以及现代化电子货币被社会大众所认可,支付形式始终朝着便捷化的方向发展,与交易标的物的联系也越来越疏远,并逐渐表现出虚拟化的趋势。 Payment, since the birth of the commodity economy is a common social behavior in human society, the specific form of payment behavior in the long history of human civilization also underwent continuous development and change. From the initial barter, to the use of precious metals such as gold and silver or metal currency as a medium to the use of banknotes and modern electronic money recognized by the public, the payment has always been towards the direction of convenience, and the subject of the transaction Things are becoming more and more distant, and gradually show the trend of virtualization.