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根据风险的性质和种类,投资者可将“一带一路”国家投资中可能遇到的风险分别向商业保险公司和政策性保险公司投保。只有全面了解可承保风险特征和要件,才能够区分和理解商业保险公司和政策性保险公司各自可承保风险的范围和种类。政策性保险公司可承保风险主要包括国家风险和商业风险,但仅承保其中小部分风险。政策性保险公司可承保风险受保险市场、法律、保险人承保能力的限制,仅能够提供非常有限的保障。任何投资项目实施前,投资者应事先对全部风险的性质和类型充分研究。
Depending on the nature and type of risk, investors may insure commercial insurance companies and policy insurers of possible risks in the “Belt and Road” investment in the country. Only a complete understanding of the characteristics and elements of underwriting risk can distinguish and understand the extent and types of underwriting risks that commercial insurers and policy insurers each can cover. Policy insurers can cover the risks include national and commercial risks, but only cover a small part of them. Policy insurers can cover the risk Insured by the insurance market, the law, the insurer limits, can only provide very limited protection. Before any investment project is implemented, investors should fully study the nature and type of all risks in advance.