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随着我国经济的快速发展,人们生活水平的不断提升,商业银行在人们生活中扮演的角色也越来越重要。国家针对当前的经济形势,为了更好的发挥银行利率在整个经济市场的作用。提出了深化利率市场化的重要举措。在此种经济形势之下,全国的各大商业金融机构面临着新一轮的挑战和机遇。笔者结合自身的经济知识以及多年的工作经验并结合湘西当地的利率市场化的形势,简要探析了利率市场化对于湘西地区商业银行的影响,供各位参考,更好的推进湘西地区商业银行的发展。
With the rapid economic development in our country and the continuous improvement of people’s living standard, the role of commercial banks in people’s life is also becoming more and more important. In response to the current economic situation, the state has given full play to the role of bank interest rates in the entire economic market. Put forward the important measure of deepening the marketization of interest rates. Under such economic situation, the major commercial financial institutions in the country are facing a new round of challenges and opportunities. Combining with my own economic knowledge and many years of work experience and with the local interest rate marketization in Xiangxi, the author briefly analyzes the impact of the interest rate marketization on the commercial banks in western Hunan for your reference and better promotes the development of commercial banks in western Hunan .