随着我国金融业竞争的日趋激烈，银企关系也在悄悄地发生着变化。资金由银行所控制的卖方市场正在逐渐向企业也有一定主动权的买方市场转变，并且这种转变越来越明显。这使得商业银行不得不面对现实，作为一个真正的企业加入社会经济活动。怎样通过信贷服务占领市场，充关自身 With the increasingly fierce competition in China’s financial industry, the relationship between banks and enterprises is also quietly changing. The seller’s market, where funds are controlled by the bank, is gradually shifting to the buyer’s market, where the business also has some ownership, and this shift is becoming more pronounced. This makes commercial banks have to face the reality, as a real business to join the social and economic activities. How to dominate the market through credit service and replenish itself