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手机支付是指移动用户使用其移动终端对所消费的商品或服务进行账务支付的一种服务方式。手机支付平台是基于电信运营商的移动手机支付业务规范建立的综合性支付业务平台,其除了支持基础的手机支付业务远程支付、现场支付卡支付功能外,还具备电子凭证认证、消费业务等功能。详细阐述了根据某电信运营商业务开展需求而设计的手机支付平台解决方案。
Mobile payment refers to a service mode that a mobile user uses his mobile terminal to pay for the goods or services consumed. The mobile payment platform is a comprehensive payment service platform based on the telecom operators’ mobile payment service specifications. In addition to supporting the basic mobile payment service remote payment and on-site payment card payment functions, the mobile payment platform also has the functions of electronic certificate authentication and consumer service . This article elaborates the solution of mobile payment platform designed according to the demand of a telecom operator.